Life Tip #65


When it sounds too good to be true, it always is.

When we were a very young couple, my wife and I were more than a little tempted by various schemes, including selling health supplements and peddling medical billing services. Thankfully, we turned these schemes down before it was too late. If you are being asked to invest in an opportunity that guarantees you will make a lot of money with little effort, run away!

Then there are less traditional scams. I mention in another Life Tip how a friend made an offer to me to marry a Filipino girl for money so that she could gain citizenship in the United States. Obviously that is a rare situation, but I bring it up precisely because it is so rare. So rare, in fact, that I initially did not see it for what it was. At first glance, my still-developing brain was thinking, “Yeah, this will work. Perfectly legal, zero flaws in the plan…” Sure, the money was probably real, but the not-so-obvious risks behind the proposition were also very real.

We hear this advice all the time—that if it’s too good to be true, it probably is—but it is shocking how often we ignore it. Be extremely careful of propositions that are either too good to be true or that require you to pay money up front, or both. Avoid such schemes like your life depended on it…because it kind of does.



“It is easier to stay out than to get out.” ~ Mark Twain

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